Earn competitive returns for all type of investors in financing POs & suppliers
All investor types including retail, eligible and institutional investors can set risk appetite and investment preferences—we handle the rest. Our platform automatically matches you with verified financing opportunities.
Four steps to start earning
Onboarding
Create your account and complete identity verification
KYC & AML verification
Fully degital verification jouerny to complete in few minutes.
Deposit Funds
Add funds to your investment wallet securely with card or bank account.
Auto-Invest
Configure your risk appetite and we match you with opportunities
3.2B+
Invested Amount to Finance POs
2.7B+
Total Payouts to Investors
16.8%
Average Annual Return for closed opportunities
+450K
Auto-Invest completed transactions
Tameed performance
All financing products are structured in accordance with Islamic finance principles, reviewed and certified by our Sharia supervisory board.
How we evaluate supplier risk
Initial Screening & Compliance
Verification of supplier's commercial registration, company track record, and regulatory standing prior to full audit.
Financial & Credit Health Check
Comprehensive analysis of financial statements, bank account cash flows, and credit repayment obligations via SIMAH.
Purchase Order & Sector Analysis
Assessment of the buyer (PO issuer's) creditworthiness, contract conditions, and macroeconomic industry stability.
Credit Scoring
Automated credit scoring, risk-tier assignment, and expected yield determination before approval on Tameed.
Competitive Returns
Earn attractive yields on short-term financing opportunities
Risk Managed
All opportunities are verified and credit-assessed
Auto Invest
Set your preferences once, we handle opportunity matching
Tameed Supplier FAQs
Tameed is the first crowd debt lending platform licensed by the Saudi Central Bank. Tameed is specialised in offering a financing alternative-other than a business loan- to finance the local SMEs who have Purchase Orders from Government agencies or Large private Companies.
You can apply by signing up on our platform (tameed.sa) and filling out the required information: (commercial registration number - VAT number - authorized person ID number - birthdate -mobile number - email) and then setting a password.
The financing cost is divided into two parts:
1- Administrative fees up to 2.95%
2- Monthly profit rate ranging from 1% to 2%
No; the financing amount is transferred directly to the supplier or service provider -according to the company's policy.
1- Assignment of proceeds
2- Promissory notes
The evaluation of the financing request, and determining the profit rate, within one business day after receiving all the required documents. On average it takes around 3-5 business days for the supplier/provider to receive the funds.
The highest financing amount you can apply for is SAR 7.5 million for micro, small, and medium companies as per Central Bank regulation. And without limit for large corporates.
Yes, you can pay off the full amount before the due date and receive the agreed upon discount in the contract.
The maximum financing duration that can be requested is 12 months