PO Financing made easy
We offer a straightforward alternative to traditional lending to SMEs.
We specialize in financing your working capital and offer unique benefits for your business
Apply in minutes
It takes five minutes from start to finish. We’ll just need some basic information about your business and your government-owned POs to make a decision.
Upload your POs
Send us your government-owned POs. The Ta3meed Platform will automatically review them and provide you with a financing quote within minutes.
Get Funding
Investors on the Tameed Platform will finance your POs. Your suppliers will receive the payment straight to their bank accounts.
Settelment
At the maturity date, the government entity pays the invoice to an escrow account. Ta3meed will settle the accounts with you and the financiers
Tameed App
Request PO Financing, or start Investing from your Phone with the new Tameed mobile App. Available on Google Play-store and Apple App-store.
+137K
No. of approved subscriptions
18%
Average Annual Return (AAR)
for closed opportunities
1%
NPL Ratio
+975,000,000
Invested Amount to Finance POs
Join Tameed Today
Approved and in compliance with Sharia Law
Tameed Platform is regulated and approved by the Sharia Board. We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to enforce that our financing solutions are based on the values and principles of Sharia law.
Simple and Clear Pricing
Underlying Purchase Orders (POs) from multinational, reputable manufactures from various industries including IT, Medical, Telecommunications , Defense, Construction industries.
Help in Real Time
From registration to on-going account management, our customer service team is here to help. When you call, you’ll get straight through to someone in our Saudi team.
Help in Real Time
Applying for funding with us takes few minutes. Just upload your PO and get a decision in minutes.
Simple and Clear Pricing
Tameed Platform and data are protected by bank-level security and state-of-the-art encryption. The funded POs are confirmed by the government prior to funding representing a payment guarantee.
FAQs
The Answers to most of your questions
Tameed is the first crowd debt lending platform licensed by the Saudi Central Bank. Tameed is specialised in offering a financing alternative-other than a business loan- to finance the local SMEs who have Purchase Orders from Government agencies or Large private Companies.
You can apply by signing up on our platform (ta3meed.com) and filling out the required information: (commercial registration number - VAT number - authorized person ID number - birthdate -mobile number - email) and then setting a password.
Yes, all financing and investment operations on the Tameed platform comply with Islamic Sharia law and are overseen by a Sharia board chaired by Dr. Youssef Al-Shubaily
The financing cost is divided into two parts:
1- Administrative fees starting from 2.5% to 2.95%
2- Monthly profit rate ranging from 1% to 2%
No; the financing amount is transferred directly to the supplier or service provider -according to the company's policy.
1- Assignment of proceeds
2- Promissory notes
The evaluation of the financing request, and determining the profit rate, within one business day after receiving all the required documents. On average it takes around 3-5 business days for the supplier/provider to receive the funds.
The highest financing amount you can apply for is SAR 7.5 mio (as per Central Bank regulation)
Yes, you can pay off the full amount before the due date and receive the agreed upon discount in the contract.
The maximum financing duration that can be requested is 12 months