Register and Get Instant Funding

Unlock your working capital and improve your cash flow by financing your purchase orders.


Easy application process.
Fast registration and uploading Purchase Orders.


Ta3meed reviews applications and performs its credit assessment based on your Purchase Orders. The pricing quote and proposal are shared with you.


You select when and for which Purchase Orders you want to receive financing. Once our financier chooses to fund the Purchase Orders you receive the payment to your bank account.


At the maturity date, the government-entity pays the invoice to an escrow account. Ta3meed will settle the accounts with you and the financiers

Key Benefits for SMEs?

We offer a straightforward alternative to traditional lending to SMEs. We specialize in financing your working capital and offer unique benefits for your business.
On-demand financing solution. Choose when you need financing
Immediate initial approval & Final Approval within 3 days
Flexible rates starts at 1%/Month with early payment discount
Off-balance funding, not financial liability

We support SMEs

Ta3meed, which means PO in Arabic, is the only Purchase Orders (PO) financing platform in Saudi Arabia. We provide financing based on government-backed POs connecting small and mid-market businesses seeking fast, finance with peer-to-peer financing from investors who are looking for superior returns. Financing is managed by the highly secured Ta3meed Platform regulated and approved by the regulated by the Saudi Central Bank (SAMA).

In Saudi Arabia alone, the government issued 143,612 POs worth over SAR 184 billion during 2020. By leveraging crowd lending from individual and institutional investors, Ta3meed is injecting liquidity into the marketplace.

Financing Requirements

Underlying Purchase Orders (POs) from multinational, reputable manufactures from various industries including IT, Medical, Telecommunications , Defense, Construction industries.

SME resellers selling to government-owned entities in Saudi Arabia including Healthcare, Defense, Construction Sector.

Revolving, ongoing trade flows of manufactured good with a maximum tenor / payment terms of 365 days

Funding Amounts minimum SAR 0.5 million per PO. Funding Currency in Saudi Arabia Riyal.

Approved and in compliance
with Sharia Law

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